These times are getting increasingly difficult financially. If possible get debt-free, and stay away from the worldly way of financing things. Christians need to develop their own economic systems. Investments in land, apartments, and houses are fine. But keep in mind that our security is in Christ Jesus. The primary mission is to serve the world as a beacon light of Christ This can be achieved by being holy and undefiled, by visiting the sick, and caring for those in need. We also serve as a priest before God's presence for them. New clothes, nice cars, flamboyance, ostention, and the pride of life are not high on God's priority.
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This is common knowledge that disaster is everywhere. Its in the streets, its inside your campuses, and it can even be found inside your home. The question is not whether we are safe because no one is really THAT secure anymore but whether we can do something to lessen the odds of ever becoming a victim.